I’m getting so many collection calls! So annoying!
Oh my god, help me! I have been getting lots of collection calls recently. Sometimes, I screen my calls. Unfortunately, sometimes I end up answering it. I answer it because my stupid call display doesn’t always work.
As you can imagine, I am pretty stressed enough as it is. These calls are beginning to send me over the edge. They keep calling me EVERY. SINGLE. DAY. The few times I ended up talking to them, I almost lost my cool.
How, or what can I do to stop these calls? I can’t pay off my debt just like that. I do know that they have a right to call. I understand that. But when it happens, it just leaves me feeling angry and stressed, not to mention depressed as well. I feel helpless and hopeless. Any ideas anyone?MaxKeymasterTopics: 2
I can certainly sympathise with you. I was in the same boat myself. Others have been through this, so you aren’t alone.
How are their phone calls coming across to you? Do you find them harassing? Do you find it to be aggressive? If you do, you can send them a registered letter. Don’t lie or make stuff up. These calls may be recorded. So, if they are polite and professional, don’t write and say they threatened you.
I have found perhaps a handful of calls to be a little over the top. I have spoken to some of them who handled the call quite well. Maybe 4 or 5 calls were a little more unprofessional, shall we say.bumblebeeMemberTopics: 2
You can send the collection agency a cease and desist letter. Tell them to stop calling you, especially with aggressive calls. Instead, you can tell them to send you written communication. At least that’s not so bad.
I do suggest that you get proper help with such a letter. You need to be careful how you word this letter. It could backfire big time. You don’t want to anger them in any way or they could take legal action.goldenrodMemberTopics: 1
While I know that these phone calls can be a pain in the butt, ultimately, you should try to pay off the debt. There are ways to do this. On your own, I would think it would be really hard to do this. However, if you have some kind of debt management program, it will help you.
I was in a hole that just got deeper and deeper. I finally sought help from Credit Counselling Services of Atlantic Canada and managed to move things in the right direction.
It wasn’t easy, but it was a lot easier than just leaving things as they are and hoping for a miracle. I mean, at some point, you are going to have to face up to it. Take my advice; do it sooner rather than later. You can arrange things so that these calls will stop. Slowly, you can turn things around.
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